Our Services and Fees

Our Advisory Fees cover all services related to financial planning such as:

    • Evaluate your retirement preparedness

    • Analyze company retirement plans/accounts - such as 401(k), 403(b), SEP, ESOP, ESPP, Stock options, Restricted Stock Unit, etc.

    • develop tax-efficient withdraw strategies

    • explore Roth conversions

    • plan for Medicare and healthcare expenses

    • provide guidance on the optimal timing for claiming Social Security benefits.

    • our investment strategies are built for long-term growth, tailored to each client’s goals, risk tolerance, and time horizon.

    • monitor your investments

    • rebalance your investments

    • optimize your investments

  • Business Structure & Entity Selection

    • Sole Proprietorship, Partnership, LLC, S-Corp, or C-Corp considerations

    • Liability protection and tax implications

    Cash Flow & Budgeting

    • Revenue and expense tracking

    • Profit margins and cost control strategies

    • Emergency funds for the business

    Tax Planning & Optimization

    • Business deductions and credits

    • Estimated tax payments and payroll taxes

    • Pass-through taxation vs. corporate tax considerations

    Retirement Plans & Employee Benefits

    • Help set up: SEP IRA, SIMPLE IRA, 401(k), or Defined Benefit Plans

    • Review health insurance and other employee benefits

    • Business owner’s personal retirement strategy

    Risk Management & Insurance

    • Review General liability and professional liability insurance

    • Review Key person insurance and buy-sell agreements

    Succession & Exit Planning

    • Business valuation and transition strategy

    • Sale, merger, or family succession planning

    • Estate and tax implications for business transfer

    Investment & Growth Strategies

    • Capital investment and expansion plans

    • Debt vs. equity financing options

    • Diversification of business and personal assets

  • Identify opportunities to:

    • maximize distributions,

    • execute Roth conversions

    • enhance charitable giving strategies

    • address ESOP vesting and net unrealized appreciation

    • review your estate tax planning

  • Navigate the complexities of preserving family wealth with a well-structured estate plan and strategic gifting. Our approach focuses on estate tax strategies and preparing the next generation for proper stewardship

  • We create personalized budgeting strategies to help clients take control of their finances, reduce unnecessary expenses, and maximize savings. By aligning spending with financial goals, we ensure a balanced approach that supports both short-term needs and long-term wealth building. With a focus on efficiency, flexibility, and financial well-being, our budgeting framework empowers clients to make informed decisions and keep more of what they earn.

“Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously”

Assets Under Management
Annual Advisory Fee

From $1 to $1,000,000 fee is 0.90%

On the next $1,000,001 to $2,000,000 fee is 0.60%

On the next $2,000,001 - $3,000,000 fee 0.50%

On the next $3,000,001 and Above 0.35%

Example

Someone with $650,000 with pay 0.90% annual fee or $5,850 annual fee

Someone with $3,500,000 will pay 0.90% on the first $1M, 0.60% from $1M to $2M, 0.50% from $2m to $3M, and 0.35% on $3M to $3.5M - 0.62% annual fee or $21,750 annual fee

Fee Comparison

Difference in Annual Fees Compared to Advisor Charging 1.2%

$500K - Our fee is $1,500 less per year

$1M - Our fee is $3,000 less per year

$3M - Our fee is $16,000 less per year

Questions before getting started?