• Evaluate your retirement preparedness

• Analyze company retirement plans/accounts - such as 401(k), 403(b), SEP, ESOP, ESPP, Stock options, Restricted Stock Unit, etc.

• develop tax-efficient withdraw strategies

• explore Roth conversions

• plan for Medicare and healthcare expenses

• provide guidance on the optimal timing for claiming Social Security benefits.

• our investment strategies are built for long-term growth, tailored to each client’s goals, risk tolerance, and time horizon.

• monitor your investments

• rebalance your investments

• optimize your investments

Business Structure & Entity Selection

• Sole Proprietorship, Partnership, LLC, S-Corp, or C-Corp considerations

• Liability protection and tax implications

Cash Flow & Budgeting

• Revenue and expense tracking

• Profit margins and cost control strategies

• Emergency funds for the business

Tax Planning & Optimization

• Business deductions and credits

• Estimated tax payments and payroll taxes

• Pass-through taxation vs. corporate tax considerations

Retirement Plans & Employee Benefits

• Help set up: SEP IRA, SIMPLE IRA, 401(k), or Defined Benefit Plans

• Review health insurance and other employee benefits

• Business owner’s personal retirement strategy

Risk Management & Insurance

• Review General liability and professional liability insurance

• Review Key person insurance and buy-sell agreements

Succession & Exit Planning

• Business valuation and transition strategy

• Sale, merger, or family succession planning

• Estate and tax implications for business transfer

Investment & Growth Strategies

• Capital investment and expansion plans

• Debt vs. equity financing options

• Diversification of business and personal assets

Identify opportunities to:

• maximize distributions,

• execute Roth conversions

• enhance charitable giving strategies

• address ESOP vesting and net unrealized appreciation

• review your estate tax planning

Navigate the complexities of preserving family wealth with a well-structured estate plan and strategic gifting. Our approach focuses on estate tax strategies and preparing the next generation for proper stewardship

We create personalized budgeting strategies to help clients take control of their finances, reduce unnecessary expenses, and maximize savings. By aligning spending with financial goals, we ensure a balanced approach that supports both short-term needs and long-term wealth building. With a focus on efficiency, flexibility, and financial well-being, our budgeting framework empowers clients to make informed decisions and keep more of what they earn.