Beneficiaries

Why you should engage with a financial planner

Avoid Costly Mistakes – Sudden wealth can lead to rushed decisions, overspending, or poor investments. A financial advisor can help you create a solid plan before making big moves.

Tax Liability – Inheritance may come with tax implications, especially if it includes real estate, investments, or retirement accounts. A financial advisor can help minimize your tax burden.

Investment Strategy – Whether you want to grow your inheritance or generate passive income, an advisor can build a strategy aligned with your risk tolerance and goals.

Debt Management – If you have loans, an advisor can help determine whether to pay them off immediately or invest the money for better long-term benefits.

Estate Planning – If you want to pass down wealth to your children or other loved ones, proper estate planning ensures your assets are protected and distributed efficiently.

Protecting Your Wealth – Without proper planning, money can disappear faster than you expect. An advisor can help put safeguards in place to preserve your inheritance.

Aligning with Life Goals – Whether you want to retire early, buy property, or start a business, an advisor helps align your inheritance with your long-term financial and personal goals.

Understanding Your Options – Cash, stocks, bonds, real estate, or other inherited assets all have different pros and cons. A financial advisor can guide you on what to keep, sell, or reinvest.

Reducing Emotional Decision-Making – Inheriting money can be overwhelming, especially after losing a loved one. An advisor provides objective, level-headed guidance to help you make rational decisions.

Creating a Long-Term Plan – An inheritance is a major financial event, but without a strategy, it can be spent quickly. A financial advisor ensures the money lasts and works for you over time.

Why you won’t engage with a financial planner

Lack of Trust in Financial Advisors – I won’t show up in a suit. My approach is to educate. I’ll lay out the pros and cons of each decision so you can make the best choice for yourself.

Feeling It’s Too Expensive – A good financial advisor should bring you far more value than they receive. My job is to help you build and protect your wealth, not drain it.

Relying on Peers or Family for Advice – I’ve seen both great and terrible financial advice come from friends and family. Not sure if what you’re hearing is solid? I’ll give you a second opinion so you can make the right call.

Feeling Too Busy – I get it—life is hectic. But I love what I do and care about the people I do it for. We’ll find a time that works for you.

Thinking You Don’t Earn Enough – You don’t need a lot to get started. Time is your best friend when it comes to financial planning, and taking that first step can be a game-changer.

Being Comfortable with the Status Quo – You might be in a good spot now, but what if the status quo leaves you short in retirement? Let’s make sure you’re really on track.